Mô tả công việc

Product Pricing & Development

• Calculate insurance premiums and participate in developing rules, conditions, and terms for insurance and reinsurance products.
• Verify premiums and other fees for policyholders based on statistical data to ensure both economic and technical feasibility, while maintaining regulatory compliance and solvency.

Actuarial Valuation & Reserving

• Perform annual evaluations of variances between pricing assumptions and actual product performance.
• Calculate insurance technical reserves in accordance with legal requirements.
• Conduct quarterly and annual solvency assessments and certify reports submitted to the Ministry of Finance.

Financial & Risk Assessment

• Report promptly to the General Director and Members’ Council regarding any irregularities that may negatively impact the company’s financial position and propose corrective actions.
• Collaborate with the Risk Management Department to define risk assessment and measurement models, conduct stress testing, and prepare risk management reports.
• Evaluate insurance claim payments and benefit disbursements.

Advisory & Compliance Support

• Provide actuarial insights to support business planning, capital management, and compliance with insurance regulatory frameworks.
• Ensure all actuarial reports and models adhere to professional standards and ethical guidelines.
• Perform other duties as assigned in line with the responsibilities of an Appointed Actuary.

Yêu cầu công việc

Education & Qualifications

• Bachelor’s degree or higher, preferably in Actuarial Science, Mathematics, Statistics, Insurance Pricing, or Risk Management.

Professional Certification

• Associate member (at minimum) of a recognized international actuarial organization such as SOA (Society of Actuaries) or CAS (Casualty Actuarial Society).
• Must have a clean professional record with no violations of actuarial ethics.
• Experience
• Work experience in life or non-life insurance companies, domestically or internationally, is preferred.

Skills & Competencies

• Strong analytical, mathematical, and problem-solving skills.
• Deep understanding of actuarial principles, insurance reserving, and pricing methodologies.
• Strong communication and presentation skills, capable of working with senior executives and regulators.
• Proficiency in English or Chinese (both written and spoken).
• High level of integrity, responsibility, and attention to detail.